Personal Checking Accounts

Options Built For You

As Montana's largest privately-held, family owned bank, we are proud to offer a banking experience that puts you, our customer, at the center of all we do. Stockman Bank offers you the convenience and ease of banking when, where, and how you want, giving you the time and freedom to enjoy this great Montana life. Stop by one of our bank locations to open any of the checking accounts below.

406 Checking

 

Designed for customers looking for a basic checking account with no monthly service fee or minimum balance.

 

  • Free Visa® Check Card
  • Free online or paper statements
  • No minimum balance required
  • Access to our full suite of online account management tools
  • $100 needed to open an account

Investment Checking

 

Designed for customers who want to earn interest on their account balance and who maintain a minimum balance of $250.


  • Free Visa® Check Card
  • Free online or paper statements
  • Minimum balance $250
    (Fee of $6.95 per statement cycle if minimum balance is not maintained)
  • Access to our full suite of online account management tools
  • Interest earned on daily collected balances of $1,000 or more
  • Two free boxes of Stockman Bank wallet checks per year
  • Discount on first year of Safe Deposit Box rental
  • $100 needed to open an account

Elite 50 Checking

 

Designed exclusively for customers 50 and over who want an interest-earning account with no minimum balance.

 

  • Free Visa® Check Card
  • Free online or paper statements
  • No minimum balance required
  • Access to our full suite of online account management tools
  • Interest earned on daily collected balances of $1,000 or more
  • Two free boxes of Stockman Bank wallet checks per year
  • Discount on first year of Safe Deposit Box rental
  • $100 needed to open an account

Card Options

Credit Cards

Our credit cards give you the purchasing power you need to take care of life, plus essential tools and services to make managing spending easy, safe and rewarding.

Debit Cards

Securely make purchases directly from your checking account with our debit cards. Withdraw cash, make deposits and check your balance wherever you are.

Prepaid Cards

Visa® prepaid cards offer convenience and security and can be used anywhere Visa® is accepted.

Out of Checks?

Click here to order checks by Harland Clarke. You will need your account number and our routing number. Stockman Bank's routing number is 092905249.

Login to Order Checks



Safe Deposit Boxes

Keep your collectibles and important documents safe. Various sizes for short- or long-term rental are usually available. Stop by your local Stockman Bank to sign up for a Safe Deposit Box today.

24-hour Telebank

Call 1 (888) 669-0724 to get your balance, recent transactions, and make transfers or payments. To use Telebank for the first time, you will need a PIN. Contact us and we will mail you your PIN or visit your local branch to receive a PIN in person.

Direct Deposit

Receive your paycheck, social security, retirement, pensions, or any recurring deposits into your checking or savings account automatically! Never worry about lost or stolen checks and your money will always be in your account on time.


To open a personal account, click here or stop by your local Stockman Bank.
You will need:

  • a valid ID
  • a physical address in Montana
  • your date of birth
  • social security number
  • a minimum opening deposit (if required)

To open a business account, please stop by your local Stockman Bank.
You will need:

  • your business tax ID number 
  • certified articles of incorporation (LLC, LLP, Partnership Agreements, Corporate Resolutions, etc.)

If you received your debit card at a branch, it is already activated.

If you receive your card in the mail, it will arrive with a phone number on a removable sticker for you to call to activate it. Call the number provided and follow the step-by-step instructions. If your sticker is missing or removed, call 1(800) 992-3808. You can also set the PIN with this phone number.
Click here to enroll in Online Banking.
Customers enrolled in Online Banking can sign up to receive their statements online! Our Online Statements are a FREE, safe and secure method to receive your statements. View, print and/or save for easy sharing with your accountant or for long-term storage, access up to 24 months of statement history from initial setup, and avoid mail fraud and mail theft. From your mobile app, select More at the bottom of your screen and choose Online Statements. Follow the prompts to switch!
CardProtect is an entire suite of tools that help keep your debit card safe and secure!
If you lose your debit card, simply turn your card off. When you find your debit card, simply turn it back on!
Click here to learn more about CardProtect.