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Same Day ACH

Same Day ACH

Same Day ACH payments can be sent to, or collected from, any bank account in the U.S.
Payments or collection files submitted by the appropriate processing time with an effective date of today will settle the same day
An effective date of today must be used to send a Same Day ACH file
Banks are required to receive Same Day ACH credits and debits and make available in accounts in the same day
Additional fees may apply

Transactions Eligible for Same Day ACH

Almost all credit and debit ACH payments. Examples include credit and debit payments: payroll, travel/expense, supplier payments, bill pay, urgent claims/refunds, and collections
Non-monetary transactions. Examples include pre-notes and notification of changes

Transactions Not Eligible for Same Day ACH

Single payment transactions over $1,000,000 will not be eligible for same-day processing

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