Notice of Change Guide
A Notice of Correction/Change (NOC) is sent from the RDFI to notify you (the originator) that the posted transfer contained erroneous or dated information. The ACH Rules require your company to make the requested changes within 6 banking days of the receipt of the NOC, or prior to making another transfer to that recipient. Stockman Bank will notify ACH Originators of NOC entries.
NOC CODE | DESCRIPTION | ACTION BY ORIGINATOR |
C01 | Incorrect Account Number | Update the receiver's account number. |
C02 | Incorrect Routing Number | Update the receiver's Financial Institution routing number. |
C03 | Incorrect Routing Number and Incorrect Account Number | Update the receiver's Financial Institution routing number and account number. |
C05 | Incorrect Transaction Code | Update the account type (see Tran Code table below). |
C06 | Incorrect Account Number & Incorrect Transaction Code | Update the receiver's account number and account type (Tran Code). |
C07 | Incorrect Routing Number, Account Number, & Transaction Code | Update the receiver's Financial Institution routing number, account number, and account type (Tran Code). |
C09 | Incorrect Individual Identification Number | Update the individual ID Number. |
C13 | Addenda Format Error | Review formatting in the Addenda Record that accompanied the original transfer. The information in the addenda record was possibly unclear or formatted incorrectly. |
TRANSACTION CODE | DESCRIPTION |
22 | Credit to a checking account |
27 | Debit to a checking account |
32 | Credit to a savings account |
37 | Debit to a savings account |
